Buying a home for the first time is fun and exciting but it also can be one of the biggest purchases of your life! First time homebuyers can avoid the trouble of making a mistake by reading these tips to help your first time home buying process go smooth without any problems!
DO
Make sure to choose the right lender. One who will deliver their promises, especially in regard to the rate they offer and the timeliness of getting the loan in place.
DON’T
Think because you have money saved up for a down payment, means you are able to buy a home. There will be always be pre-buying expenses related to purchasing the home that you need to anticipate. These costs and investing up front will make the loan process much easier. Make sure you check your credit score because this will determine your interest rates and insurance costs.
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Take awhile to look into your purchase. You have to think outside the box when being a first time buyer. For example, the kind of neighborhood or quality of local schools may not matter to you if you don’t have a family. Extra bedrooms might may or may not be important but your ability to resell your home is. Think of location and taxes. Also think through how your home may work if your circumstances change or how easily you might be able to resell it were necessary.
DON’T
Make an emotional purchase. You want to find a house that you love and one you are committed to. If you have an funny feeling about one than don’t settle. Be sure of what you want because a home is a huge purchase!
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Work with our team! The Christy Buck Team will help you find the best first home for you! From finding the perfect house, to negotiating the deal and walking you through the closing costs, we will guide you through it every step of the way. For more information contact our team! 832-264-8934 or christy@christybuckteam.com