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Texas Real Estate Commission Consumer Protection Notice

    First Time Home Buyer: Do’s & Dont’s | Christy Buck Team

    Buying a home for the first time is exciting and fun but it also can be one of the biggest purchases of your life! First time home buyers can avoid the trouble of making a mistake by following these tips to ensure their home buying process is seamless and easy!

    DO

    Make sure to choose the right lender. One who will deliver their promises, especially in regard to the rate they offer and the timeliness of getting the loan in place and completed! Also, look at multiple lenders so you can shop that rate! Don’t forget to ask them about first time home buyer programs you may qualify for!

    DON’T

    Think because you have money saved up for a down payment, that means you are able to buy a home. There will be always be pre-buying expenses related to purchasing the home that you need to anticipate. These costs and investing up front will make the loan process much easier. Make sure you check your credit score because this will determine your interest rates and insurance costs as well! You also need to make sure you have employment history to qualify for a loan! You don’t want to have to empty your savings either so be smart about what you decide to put down and make sure you know most fees up front!

    DO

    Take awhile to look into your purchase. You have to think outside the box when being a first time buyer. For example, the kind of neighborhood or quality of local schools may not matter to you if you don’t have a family. Extra bedrooms may or may not be important but your ability to resell your home is. Think of location and taxes. Also think through how your home may work if your circumstances change or the commute to your families’ jobs.

    DON’T

    Make an emotional purchase. You want to find a house that you love and one you are committed to. If you have an funny feeling about one then don’t settle. Be sure of what you want because a buying a home is a huge purchase!

    DO

    Work with our team! The Christy Buck Team will help you find your dream home for you! From providing you tips, finding homes to look at, to negotiating the deal and walking you through the closing costs, we will guide you through it every step of the way. For more information contact our team! 832-264-8934 or christy@christybuckteam.com.

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